Standard Credit Counseling Program
Our Standard Credit Counseling Program is designated for clients that have up to 10 derogatory accounts and it has optimal results. We create a customized experience based on your credit file that allows our team to target all derogatory accounts reported on your credit file. After the duration of our program, with our expertise, your credit file will be repaired, restored, and rebuilt. The ultimate goal is to obtain optimal credit with a credit score of 720 or more. There is an initial investment of $500.00 and there is a monthly fee of $125.00 with this plan. As a bonus, we will challenge up to 20 hard inquiries. This plan includes a weekly consultation with our team.
Our Standard Credit Counseling Membership package includes both the Basic and Standard accounts listed below:
Basic
- Medical Bills
- Utility Bills
- Credit Cards with a charged-off balance of $1,000 or less
- Charge-offs
- Cell Phone Bills
- Evictions
Standard
- Student Loans
- Bankruptcies
- Repossessions
- Credit Cards with a charged-off balance of $1,000 or more
- Foreclosures
- Child Support
- Judgments & Liens
It is recommended that you are enrolled for at least 6 months.
It is very important that you keep all letters from the credit bureaus or collectors and provide them to our team to ensure the best results.
The initial investment is $500.00 to get started. The following month and each month enrolled you will authorize Savvy Credit Restoration to withdraw a monthly deduction of $99.00 on the 15th until you have canceled.
Terms & Conditions:
You must register and maintain the credit monitoring service with Smart Credit during your entire enrollment. This is an additional cost of $19.99 each month.
Cancellations are accepted at least 5 days before your scheduled payment each month.
You have the right to cancel our services within the first 3 days after your initial enrollment.
Our Credit Builder affiliate accounts will be offered based on each client's individual needs.
The following is not included in this package but may be added with an additional cost:
Add-On:
Inquiry Removal for the last 2 years may be added for an additional $500.00
Student Loan Rehabilitation Services may be added for an additional $600.00
Tradelines start at $750.00 +++
Results may vary***
All services are non-refundable.