- Join Our Savvy Credit Literacy Program
- 1 Yr Subscription Credit Counseling Program
1 Yr Subscription Credit Counseling Program
Our 1 Yr Subscription in our Credit Counseling Program allows our team to work on your credit file monthly in order to challenge all negative closed accounts. There is no limit on this plan. This plan is our most popular plan and it is highly recommended for clients that have repossessions or public records reported. Our team creates a plan customized to target and rebuild your credit profile. As a bonus we will also remove all inquiries from the last year that did not result in an open account.
The negative accounts included in this package are limited to the types of accounts listed below:
1 Yr Subscription
- Medical Bills
- Utility Bills
- Credit Cards with a charged off balance
- Cell Phone Bills
- Student Loans
- Child Support
- Judgements & Liens
It is recommended that you are enrolled for at least 6 months.
It is very important that you keep all letters from the credit bureaus or collectors and provide them to our team to ensure the best results.
Terms & Conditions:
You must register and maintain the credit monitoring service with Smart Credit during your entire enrollment. This is an additional cost of $19.99 each month.
Cancellations are accepted at least 5 days before your scheduled payment each month.
You have the right to cancel our services within the first 3 days after your initial enrollment.
Our Credit Builder affiliate accounts will be offered based on each clients individual needs.
The following are not included in this package but may be added with an additional cost:
Student Loan Rehabilitation Services may be added for an additional $600.00
Tradelines start at $750.00 +++
Results may vary***
If no results in 60 days, you are entitled to a refund.