Standard Credit Counseling Program
Our Standard Credit Counseling Program allows our team to work on your credit file monthly in order to challenge up to 10 negative closed accounts. This plan is our most popular plan and it is highly recommended for clients that have repossessions or public records reported. Our team creates a plan customized to target and rebuild your credit profile. As a bonus we will also remove up to 10 hard inquiries. ***You may upgrade to our Premium Credit Counseling Program at any time
The 10 negative accounts included in our Standard package are limited to the types of accounts listed below:
Basic
- Medical Bills
- Utility Bills
- Credit Cards with a charged off balance of $1,000 or less
- Charge-offs
- Cell Phone Bills
- Evictions
Standard
- Student Loans
- Bankruptcies
- Repossessions
- Credit Cards with a charged off balance of $1,000 or more
- Foreclosures
- Child Support
- Judgements & Liens
It is recommended that you are enrolled for at least 6 months.
It is very important that you keep all letters from the credit bureaus or collectors and provide them to our team to ensure the best results.
The initial investment is $500.00 to get started. The following month and each month enrolled you will authorize Savvy Credit Restoration to withdraw a monthly deduction of $99.00 on the 15th until you have canceled.
Terms & Conditions:
You must register and maintain the credit monitoring service with Smart Credit during your entire enrollment. This is an additional cost of $19.99 each month.
Cancellations are accepted at least 5 days before your scheduled payment each month.
You have the right to cancel our services within the first 3 days after your initial enrollment.
Our Credit Builder affiliate accounts will be offered based on each clients individual needs.
The following are not included in this package but may be added with an additional cost:
Add-on:
Inquiry Removal for the last 2 years may be added for an additional $500.00
Student Loan Rehabilitation Services may be added for an additional $600.00
Tradelines start at $750.00 +++
Results may vary***
All services are non-refundable.